Mortgage Pre-Approval

Mortgage Pre-Approval in Vermont

Mansfield Mortgage is your local expert on mortgage pre-approval in Vermont. Our mortgage loan officers have years of experience helping homeowners receive the mortgage pre-approval letter they so desire. No matter the situation, from perfect credit to imperfect credit, we will work to get you on the road to pre-approval!

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Mortgage Pre-Qualification

Before you can be pre-approved for a mortgage loan you must be pre-qualified. The pre-qualification process consists of our mortgage loan officers asking a line of questions that will help to identify your individual situation and decide on the mortgage loan best suited to your needs. The pre-qualification process is used to determine how much prospective homebuyers can actually afford to spend on their new home.

Mortgage Pre-Approval

Once the letter of pre-qualification if received homeowners can begin the pre-approval process. Every individual pre-approval process may be slightly different but our loan officers will usually work through five main steps in checking your individual information and background.

  1. Income
  2. Assets
  3. Credit
  4. Employment
  5. Documentation

The mortgage pre-approval process completes each of the main checkpoints for full approval, except for the appraisal and title search. Mortgage pre-approval will put you in a much stronger position for negotiating a position and is the completion of a major step in the home buying process.

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